Excel Trust Deed Investments (formerly Excel Financial) has been arranging private loans and helping families and businesses in the San Francisco Bay Area for 30 years with their alternative financing needs.


We place our $50 million-plus portfolio of investor funds in short-term real estate loans secured by residential or commercial property in California, mainly in the San Francisco Bay Area. While our borrowers are able to meet their short-term financial goals, our investors enjoy competitive interest rates paid monthly and generously secured by equity in real estate approved by each investor.


Looking to refinance? Or have other goals in mind?

We offer refinancing solutions, bridge loans, and short-term financing, as well as one year and 5+ year terms. Whether you need funds for a short-term flip or a vacation home, we’ll leverage our 30+ years of lending experience and our extensive network of private investors to help you meet your residential real estate goals.


Submit a Preliminary Loan Request

Once you provide a few pertinent details about your lending needs, a Loan Officer will get back to you shortly with the next steps.